Cheesecake Banana Bread
If you love rich desserts but still want something simple to bake, this cheesecake banana bread is exactly what you need! It combines ultra moist banana bread with a creamy cheesecake swirl and melty chocolate chips in every bite.
Even better, the recipe comes together with simple ingredients and minimal prep. As a result, you get a bakery-style loaf without the extra effort. Whether you are baking for breakfast or dessert, this recipe delivers every time!
Why You’ll Love This Recipe
This recipe stands out for a few key reasons:
- Soft, moist banana bread base
- Creamy cheesecake layer that doesn’t sink
- Perfect sweetness without being overpowering
- Easy ingredients you already have
- Flexible for gluten free or classic baking
- Try my Banana Cake too!
Ingredients
Banana Bread
- 1 ½ cups mashed ripe bananas
- 1 egg
- 3 tbsp melted coconut oil or melted butter
- 1 tsp vanilla extract
- 1 ½ cups gluten free flour or all purpose flour
- ¼ cup coconut sugar or light brown sugar
- 1 tsp cinnamon
- 1 tsp baking soda
- 1 cup dark chocolate chips
Cheesecake Swirl
- 8 ounces cream cheese, room temperature
- ½ cup sour cream
- ¼ cup honey
- 1 egg
- 1 tbsp vanilla extract
- 1 tbsp arrowroot powder
Ingredient Breakdown Table
| Ingredient | Purpose |
| Bananas | Moisture and natural sweetness |
| Coconut oil or butter | Richness and texture |
| Cream cheese | Cheesecake base |
| Sour cream | Smooth and tangy flavor |
| Arrowroot powder | Stabilizes cheesecake layer |
| Chocolate chips | Added richness and texture |
How to Make Cheesecake Banana Bread
Step 1: Prep
Preheat oven to 350°F. Line a loaf pan with parchment paper.
Step 2: Make Banana Bread Batter
In a bowl, mix mashed bananas, egg, melted oil, and vanilla.
Then add flour, sugar, cinnamon, and baking soda. Stir until combined. Fold in chocolate chips.
Step 3: Make Cheesecake Layer
In a separate bowl, beat cream cheese and sour cream until smooth.
Add honey, egg, vanilla, and arrowroot powder. Mix until just combined.
Step 4: Assemble
Pour half the banana batter into the pan.
Add cheesecake mixture evenly on top.
Then pour remaining banana batter over the cheesecake layer.
Step 5: Bake
Bake for 55 to 60 minutes until a toothpick comes out with a few moist crumbs.
Step 6: Cool
Let the bread fully cool before slicing. This step is critical for clean layers.
Pro Tips for Perfect Results
For the best flavor, use very ripe bananas with brown spots. In addition, always bring cream cheese to room temperature before mixing.
To maintain the perfect texture, avoid overmixing the cheesecake layer. Likewise, do not overbake the loaf, as it will continue to firm up while cooling.
Finally, patience matters here. Letting the bread cool fully ensures clean slices and defined layers.
Common Mistakes to Avoid
Overbaking which dries out the loaf
Skipping parchment paper causing sticking
Cutting too early and ruining the swirl
Using cold cream cheese which creates lumps
Flavor Variations
You can easily customize this recipe:
Add chopped walnuts or pecans
Swap chocolate chips for white chocolate
Add a caramel drizzle after baking
Mix in peanut butter for extra richness
Storage and Freezing
| Storage Method | Time |
| Room temperature | Up to 4 days |
| Refrigerator | Up to 6 days |
| Freezer | Up to 1 month |
To keep the best texture, wrap slices individually before freezing. When ready to eat, simply thaw at room temperature.
Frequently Asked Questions
Yes, simply use a 1:1 gluten free flour blend. The texture remains soft and moist.
This usually happens if the batter is too thin or the layers were not evenly distributed.
Absolutely. The recipe still tastes amazing without them.
Yes, full fat Greek yogurt works well as a substitute.
You May Also Like
- Banana Bread Brookies
- Banana Bread Bars
- Marble Banana Bread
- Cinnamon Banana Bread
- Banana Bread Cookies
If you make this Cheesecake Banana Bread recipe, I would really appreciate a review! You can find me on Instagram, Facebook, and Pinterest. Join my exclusive Facebook Group for a behind the scenes look. I would love for you to follow along! For more ideas, check out these Dessert Recipes.
Get the Recipe: Cheesecake Banana Bread
Ingredients
Banana Bread
- 1 ½ cups mashed ripe bananas
- 1 egg
- 3 tbsp melted coconut oil or melted butter
- 1 tsp vanilla extract
- 1 ½ cups gluten free flour, see note
- ¼ cup coconut sugar, or light brown sugar
- 1 tsp cinnamon
- 1 tsp baking soda soda
- 1 cup dark chocolate chips
Cheesecake Swirl
- 8 ounces cream cheese, room temperature
- ½ cup sour cream
- ¼ cup honey
- 1 eggs
- 1 tbsp vanilla extract
- 1 tbsp arrowroot powder
Instructions
- First, preheat your oven to 350 degrees Fahrenheit. Line a standard bread loaf pan with parchment paper.
- Make the banana bread. In a bowl, add mashed bananas, egg, melted coconut oil and vanilla. Stir to combine.
- Then, add in all remaining ingredients except chocolate chips. Stir to combine.
- Fold in the chocolate chips.
- Then, make the cheesecake filling. Add the room temperature cream cheese and sour cream to the bowl of a stand mixer. Beat until creamy.
- Then, add in the honey, egg, vanilla, and arrowroot powder. Mix together until just mixed. Do not over mix.
- Pour HALF of the banana bread batter into the lined pan. Then, pour the cheesecake mixture on top.
- Pour the remaining banana bread batter on top.
- Bake for 55 to 60 minutes, or until a toothpick inserted into the middle comes out with only a few moist crumbs.
- Finally, remove from oven. Allow bread to fully cool before slicing into.
Notes
- If you are not gluten free, feel free to use all purpose flour.
- Use ripe bananas for the best flavor.
- If needed, replace coconut sugar with brown sugar.
- Use room temperature cream cheese for the cheesecake filling.
- Do not bake too long. This bread may look a little soft but will firm up as it cools.
- Wait until bread has fully cooled before slicing into.
- Store leftovers in an airtight container at room temperature for up to 4 days.
- Freeze individual slices for up to 1 month.