Cookies and Cream Banana Bread
This Cookies and Cream Banana Bread is soft, moist, and loaded with chopped gluten free sandwich cookies and dark chocolate chips baked throughout every slice, with more cookies pressed into the top that bake into a golden, slightly crunchy crust! Brown butter adds a nutty depth that plain butter cannot replicate, maple syrup sweetens with no refined sugar, and no frosting or glaze is needed!

Half the chopped cookies fold into the batter alongside the dark chocolate chips, and the remaining half goes on top before baking. The cookies inside soften into the crumb while the ones on top stay lightly crunchy. Every slice delivers both textures at once!
What makes this Cookies and Cream Banana Bread different?
This Cookies and Cream Banana Bread is built with gluten free flour natively and sweetened entirely with maple syrup or honey, with no refined sugar in the batter.
Brown butter adds a nutty depth that plain butter cannot replicate, and the recipe folds in both dark chocolate chips and chopped sandwich cookies for layered chocolate flavor throughout every slice. No frosting or glaze is needed. The cookies on top bake into a naturally crunchy finish.
Ingredients
- 1 cup ripe mashed bananas
- ⅓ cup butter, browned or melted
- 1 egg
- ¾ cup pure maple syrup, or honey
- ¾ cup milk
- 1 tsp vanilla extract
- 1 ¾ cups gluten free flour, see note
- 1 tsp baking soda
- 1 cup dark chocolate chips
- 1 cup chopped gluten free sandwich cookies, see note

What Each Ingredient Does
Brown butter
Browning the butter adds nutty, toasty flavor compounds that plain melted butter does not contain. In a loaf built around chocolate sandwich cookies and dark chips, brown butter ties all the chocolate elements together with a warm base.
Cook over medium heat until golden and toasted-smelling, then cool a few minutes before mixing. Plain melted butter works as a substitute.
Maple syrup, milk, and sandwich cookies
Three-quarters cup of maple syrup sweetens with no refined sugar. Honey substitutes at 1:1. Three-quarters cup of milk keeps the batter tender and moist. Any milk works, making this easily dairy free. One cup of chopped gluten free sandwich cookies divides in half: half folds into the batter, half goes on top.
Simple Mills sandwich cookies are the preferred brand. GF Oreos also work. Regular Oreos substitute directly if GF is not required. Cookies inside soften into the crumb; cookies on top stay slightly crunchy.
Dark chocolate chips and ripe bananas
One cup of dark chocolate chips folds into the batter alongside the cookies for gooey pockets of chocolate throughout every slice. Use very ripe, brown-spotted bananas. In a recipe with no refined sugar, the banana contributes most of the sweetness alongside the maple syrup.
How to make Cookies and Cream Banana Bread, step by step
First, preheat your oven to 350 degrees Fahrenheit. Line a standard loaf pan with parchment paper.
In a large mixing bowl, add the mashed bananas. Add in the butter, egg, maple syrup, milk, and vanilla. Stir together.
Then, add in the gluten free flour and baking soda. Stir together.

Fold in the dark chocolate chips and half of the chopped sandwich cookies. Stir together.

Pour this batter into the lined pan. Sprinkle the remaining sandwich cookies on top.

Bake for 45 to 50 minutes, or until the bread has puffed up and a toothpick inserted comes out mostly clean.

Finally, remove from the oven. Cool fully before slicing and serving.
Why This Loaf Needs No Frosting
Every competing cookies and cream banana bread adds frosting, glaze, or ganache on top. This one does not need any. The milk in the batter keeps the loaf tender and moist on its own.
The cookies pressed onto the top bake into a lightly crunchy crust that provides the same sweetness and contrast a frosting would, without any extra sugar or step. The maple syrup and dark chocolate chips keep every slice rich and satisfying without it.
Tips for the Best Result
Use very ripe bananas
Brown-spotted or nearly fully brown bananas provide the most natural sweetness and moisture. In a loaf with no granulated sugar, the banana carries more of the sweetening work alongside the maple syrup.
Cool the brown butter before mixing
Hot brown butter can partially cook the egg. Allow it to cool for at least 5 minutes until warm but not steaming before adding it to the bowl.
Chop the cookies into varied sizes
Larger chunks stay distinct in the crumb after baking while smaller crumbles integrate into the batter and add cookie flavor throughout every bite.
Press the top cookies in lightly
A gentle press with a spatula or palm helps the top cookies adhere to the batter surface before baking so they do not slide off as the loaf rises.
Do not overmix
Stir until no dry streaks remain, then stop. A slightly rough batter produces a better crumb than an overworked one.

Substitutions
| Original | Substitute | Notes |
|---|---|---|
| Gluten free flour | All-purpose flour (same amount) | Direct swap |
| Simple Mills cookies | GF Oreos or regular Oreos | Same amount, direct swap |
| Maple syrup | Honey (same amount) | More floral sweetness, same texture |
| Brown butter | Plain melted butter | Less complex flavor, still delicious |
| Dairy milk | Oat, almond, or coconut milk | Makes loaf fully dairy free |
| Dark chocolate chips | Semi-sweet or dairy-free chips | Slightly sweeter or dairy free |
Storage
Room temperature: Store in an airtight container for up to 3 days. The milk and maple syrup keep this loaf moist.
Freezer: Slice, wrap tightly, and freeze for up to 3 months. Thaw at room temperature for 20 to 30 minutes before eating.
Frequently Asked Questions
Simple Mills sandwich cookies are the preferred brand and produce the best flavor and texture in this loaf. Gluten free Oreos work equally well. Regular Oreos substitute directly if gluten free is not a requirement.
Yes. Honey substitutes at 1:1 for a slightly more floral sweetness with the same effect on texture and moisture.
No. The cookies on top, the dark chocolate chips inside, and the maple syrup in the batter make the loaf complete without any additional topping. If you want one, a simple powdered sugar glaze or drizzle of melted chocolate works well.
Yes. Use a dairy-free milk such as oat or almond milk, substitute refined coconut oil or vegan butter for the salted butter, and use dairy-free dark chocolate chips.

You May Also Like
- Brownie Banana Bread
- Marble Banana Bread
- Cheesecake Banana Bread
- Pineapple Banana Bread
- Sourdough Banana Bread
If you make this Cookies and Crean Banana Bread recipe, I would really appreciate a review! You can find me on Instagram, Facebook, and Pinterest. Join my exclusive Facebook Group for a behind the scenes look. I would love for you to follow along! For more ideas, check out these Dessert Recipes.


Get the Recipe: Cookies and Cream Banana Bread
Ingredients
- 1 cup ripe mashed bananas
- ⅓ cup butter, browned or melted
- 1 egg
- ¾ cup pure maple syrup, or honey
- ¾ cup milk
- 1 tsp vanilla extract
- 1 ¾ cups gluten free flour, see note
- 1 tsp baking soda
- 1 cup dark chocolate chips
- 1 cup chopped gluten free sandwich cookies, see note
Instructions
- First, preheat your oven to 350 degrees Fahrenheit. Line a standard loaf pan with parchment paper.
- In a large mixing bowl, add the mashed bananas. Add in the butter, egg, maple syrup, milk, and vanilla. Stir together.
- Then, add in the gluten free flour and baking soda. Stir together.
- Fold in the dark chocolate chips and half of the chopped sandwich cookies. Stir together.
- Pour this batter into the lined pan. Sprinkle the remaining sandwich cookies on top.
- Bake for 45 to 50 minutes, or until the bread has puffed up and a toothpick inserted comes out mostly clean.
- Finally, remove from the oven. Cool fully before slicing and serving.
Notes
- If you are not gluten free, feel free to use regular all purpose flour.
- Use brown spotted bananas for the best flavor.
- Melted butter works well too, but I highly recommend browning your butter.
- I love using Simple Mills sandwich cookies. You can also use regular or gluten free Oreo cookies.
- Store leftovers in an airtight container for up to 3 days at room temperature.